(a) An action by a fiduciary agent is the same as an action by the person for whom the fiduciary agent acts.(1) An asset held by a fiduciary agent for another person is not a countable asset to the fiduciary agent.(2) An asset held by a fiduciary agent for another person is a countable asset to the person for whom the fiduciary agent acts, unless otherwise excludable.(b) A person's resources are available if the resources are being managed by a legal guardian, representative payee, power of attorney, or fiduciary agent. If, however, a court denies a guardian or fiduciary agent access to the person's resources, the resources are not considered available to the person.(1) If a person's guardianship papers do not show that a legal guardian is prohibited access, and if the court has not subsequently ruled a prohibition, the resources are considered available.(2) A guardian's routine need to petition the court for permission to dispose of a person's resources is not a prohibition.(3) When the court rules on a petition to dispose of a person's resources, resources are considered available only to the extent to which the court has made the resources available for the person's benefit.