(a) General. Retailers must deploy point-of-sale (POS) terminals, as required by 7 CFR §274.12(g)(4)(ii), whether the terminals are provided by the retailer management EBT contractor or by a third-party processor.(b) Optional terminals. A retailer may deploy a POS terminal within its respective store office, customer service area, or another location to enable clients who are not making a purchase to complete credit transactions and TANF cash transactions.(c) Minimum redemptions. Retailers with a SNAP redemption average, over any six-month period, that is:(1) $100 per month or more, receive equipment at no cost from the retailer management EBT contractor; or(2) less than $100 per month, must:(A) obtain the software and equipment at their own expense; or(B) use the manual voucher transaction process, as described in §372.1705 of this subchapter (relating to Manual Voucher Transaction Requirements).(d) Special checkout lanes. A retailer must not establish special checkout lanes that are only for EBT program transactions, as stated in 7 CFR §274.12(g)(4)(i).