(a) You must file a claim for all potentially applicable types of insurance coverage and be denied by the insurance provider(s).(b) You must accept all eligible insurance benefits.(c) You are eligible for assistance if your insurance proceeds:(1) have been significantly delayed through no fault of your own and you have agreed to repay the ONA assistance from the insurance proceeds once you receive them; and(2) are less than the maximum amount of the ONA proceeds, and are insufficient to cover your serious needs and necessary expenses.