(a) DHS may not make a grant to you, any individual, or any family who received federal disaster assistance for flood damage that occurred after September 23, 1994, if:(1) that property received federal flood-disaster assistance in a disaster declared after September 23, 1994;(2) a flood insurance purchase and maintenance requirement was levied as a condition or result of receiving that federal disaster assistance; and(3) flood insurance was, in fact, not maintained in an amount at least equal to the maximum grant amount.(b) If that property was determined to be ineligible for National Flood Insurance Program (NFIP) coverage and is in a special flood hazard area located in a community participating in NFIP, DHS may continue to make grants to you and those individuals or families who receive additional damage in all subsequent declared major disasters involving floods.