(a) A license holder must compensate the appraisers on the panel based on a compensation policy, established by the license holder, that provides for customary and reasonable fees by taking into consideration the requirements of and any presumptions available under federal law.(b) A license holder must reassess its compensation policy at least annually and shall retain, for a period of five years, records of all compensation information that formed the basis for the policy.(c) A license holder must make any fee schedule adopted under its compensation policy available to each appraiser on its panel.(d) A license holder may not require an appraiser to sign a certification that a fee for an assignment is customary and reasonable.