(a) The following are hereby identified as acts or practices in life and health insurance which constitute unfair discrimination between individuals of the same class:(1) refusing to insure, or refusing to continue to insure, or limiting the amount, extent, or kind of coverage available to an individual, or charging a different rate for the same coverage solely because of a physical or mental impairment, except where the refusal, limitation, or rate differential is based on sound actuarial principles, including actual or reasonably anticipated experience; or(2) without exception, refusing to insure, or refusing to continue to insure, or limiting the amount, extent, or kind of coverage available to an individual, or charging an individual a different rate for the same coverage solely because of blindness or partial blindness.(b) This section does not specify a complete list of acts or practices in life and health insurance which constitute unfair discrimination between individuals of the same class.