A long-term care insurance policy and/or certificate shall contain a provision which sets forth the individuals eligible to be covered under the policy and/or certificate and which specifies the conditions applicable to an individual who may become covered under the policy and/or certificate by subsequent addition.(1) Eligible individuals may include:(A) for group coverage:(i) the prospective certificate holder (the individual whose employment or other membership status, except for family dependency, is the basis for eligibility for enrollment under the group policy);(ii) the certificate holder's spouse;(iii) the certificate holder's children;(iv) the certificate holder's spouse's children;(v) the certificate holder's parents;(vi) the certificate holder's spouse's parents; and(vii) any other individual included as an eligible individual under a long-term care policy.(B) For individual coverage:(i) the prospective policyholder;(ii) the policyholder's spouse;(iii) the policyholder's children;(iv) the policyholder's spouse's children;(v) the policyholder's parents;(vi) the policyholder's spouse's parents; and(vii) any other individual included as an eligible individual under a long-term care policy.(2) The provision shall state the conditions under which coverage will become effective for an individual who becomes insured subsequent to policy and/or certificate issuance. Such conditions shall include:(A) any requirements relating to evidence of insurability;(B) any requirements relating to the necessity of application or notice from the individual;(C) any requirements relating to the payment of premiums as to such addition; and(D) the time within which any action is to be taken by the individual.