(a) Acceleration-of-life-insurance benefit provisions are subject to Insurance Code Chapter 541, concerning Unfair Methods of Competition and Unfair or Deceptive Acts or Practices, and rules promulgated under Chapter 541.(b) Insurers offering acceleration-of-life-insurance benefits may not engage in unfair, discriminatory, or deceptive practices in relation to the offer, sale, or administration of acceleration-of-life-insurance benefits, including, but not limited to, the following practices:(1) reclassification of the insured as a result of payment of the benefit specified in an acceleration-of-life-insurance benefit provision to a class of risk less favorable than the class of risk to which the insured originally belonged;(2) unfair discrimination among insureds with differing qualifying events; or(3) unfair discrimination among insureds with similar qualifying events.