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TITLE 28 - INSURANCE
PART 1 - TEXAS DEPARTMENT OF INSURANCE
CHAPTER 5 - PROPERTY AND CASUALTY INSURANCE
SUBCHAPTER E - TEXAS WINDSTORM INSURANCE ASSOCIATION
SECTION/RULE §5.4212 - Appraisal Process - Appraiser Qualifications and Conflicts of Interest
Chapter Review Date 06/08/2021

(a) Qualifications. To qualify as an appraiser, a person must be one of the following:(1) an engineer or architect with experience and training in building construction, repair, estimating, or investigation of property damage;(2) an adjuster or public adjuster with experience and training in estimating property damage; or(3) a general contractor with experience and training in building construction, repair, or estimating property damage.(b) Potential conflicts. A potential conflict of interest exists when an appraiser:(1) is a current or former association or claimant employee;(2) is a current or former association or claimant contractor or contractor's employee, except that it is not a potential conflict for the appraiser to be a contractor solely to work on the pending appraisal;(3) is related within a degree of relationship described by Government Code §573.002 to:(A) a current or former association employee;(B) a current or former association contractor or contractor's employee;(C) the claimant or a representative of the claimant;(D) a current or former claimant employee; or(E) a current or former claimant contractor or contractor's employee;(4) is a current association policyholder;(5) currently has an open claim or acts as a representative or public adjuster on an open claim with the association, or previously filed a claim with the association;(6) is a current employee or contractor of an insurance company or public insurance adjusting company;(7) currently is a party or represents a party to a lawsuit with the association, or was a party or represented a party to a lawsuit with the association within the previous five years;(8) adjusted the loss or acted as a public adjuster on the loss involved in the claim;(9) is related to the adjuster or public adjuster who adjusted the loss;(10) is an employee of the adjusting company or public insurance adjusting company that adjusted the loss or represented the claimant on the loss; or(11) has any other direct or indirect interest, financial or otherwise, of any nature that substantially conflicts with the appraiser's duties.

Source Note: The provisions of this §5.4212 adopted to be effective February 14, 2013, 38 TexReg 653.

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