(a) The expert panel must have a minimum of three and a maximum of seven members.(b) The commissioner or the commissioner's designee must appoint one member as the presiding officer of the expert panel.(c) Panel members may be individuals, firms, institutions, or governmental bodies.(d) Panel members that are firms, institutions, or governmental bodies must designate an individual to represent the panel member and inform the commissioner of the individual representing the panel member.(e) Collectively, the expert panel must have professional expertise in, and be knowledgeable concerning, the geography and meteorology of the Texas seacoast territory, as well as the scientific basis for determining the extent to which property damage is caused by wind, waves, tidal surges, or rising waters not caused by waves or surges.