(a) The expert panel must develop methods or models for determining the extent to which a loss to insurable property, as defined in Insurance Code §2210.004, may be or was incurred as a result of wind, waves, tidal surges, or rising waters not caused by waves or surges in the catastrophe area designated by the commissioner in Insurance Code §2210.005.(b) The expert panel must promptly respond to requests for information from the commissioner or the commissioner's designee.(c) The expert panel must transfer records of the data and research it used to develop the methods or models described in this section to the department, which must store the records.(d) The department owns and retains ownership of data the expert panel gathers in performing its duties under this section and of the methods or models developed under this section.