This is a clone of the Texas Administrative Code (TAC) for educational purposes. It is not the official version and should not be used for legal purposes. Site created Wed, 21 May 2025 21:16:49 GMT

TITLE 28 - INSURANCE
PART 1 - TEXAS DEPARTMENT OF INSURANCE
CHAPTER 5 - PROPERTY AND CASUALTY INSURANCE
SUBCHAPTER U - USE OF CREDIT INFORMATION OR CREDIT SCORES
SECTION/RULE §5.9941 - Differences in Rates Charged Due Solely to Difference in Credit Scores
Chapter Review Date 06/08/2021

(a) An insurer may vary its rates charged to applicants or insureds for personal insurance policies due solely to credit scoring. The differences in rates charged due solely to credit scoring shall be based on sound actuarial principles and supported by data filed with the department.(b) Filings under this section must be submitted to the Texas Department of Insurance no later than March 1, 2004 to the Property & Casualty Intake Unit, Mail Code 104-3B, P.O. Box 149104, Austin, Texas 78714-9104 or to the Texas Department of Insurance, Property & Casualty Intake Unit, 333 Guadalupe, Austin, Texas 78701.

Source Note: The provisions of this §5.9441 adopted to be effective November 30, 2003, 28 TexReg 10765.

View Official Rule