The following words and terms, when used in this chapter, will have the following meanings, unless the context clearly indicates otherwise:(1) Acquisition Charge--A finance charge assessed for making the loan as authorized under Texas Finance Code, §342.252.(2) Borrower--The person or persons who sign the loan agreement.(3) Collateral--An interest in personal property which serves to secure the payment or performance of an obligation. See "Security."(4) Deferment--An additional period of time beyond a due date for the borrower to make a payment or payments; also known as "Extension."(5) Installment Account Handling Charge--A finance charge assessed on the loan as authorized under Texas Finance Code, §342.252.(6) OCCC--The Office of Consumer Credit Commissioner of the State of Texas.(7) Prepayment--Any whole or partial payment of an amount equal to one or more full installments made by the borrower prior to the date the payment is due.(8) Security--An interest in personal property which serves to secure the payment or performance of an obligation. See "Collateral."