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Title 7 - Part 2 - TEXAS DEPARTMENT OF BANKING

Chapter 11 - MISCELLANEOUS

Subchapter A - GENERAL

11.10 - Definitions
11.11 - Complaint Processing
11.12 - Complaint Review and Reporting
11.37 - How Do I Provide Information to Consumers on How to File a Complaint?

Chapter 12 - LOANS AND INVESTMENTS

Subchapter A - LENDING LIMITS

12.1 - Purpose and Scope
12.2 - Definitions
12.3 - Loans and Extensions of Credit
12.4 - Loan Commitments
12.5 - Percentage Lending Limits
12.6 - Loans Not Subject to Lending Limits
12.7 - Lease Financing
12.8 - Other Exceptions
12.9 - Aggregation and Attribution
12.10 - Nonconforming Loans
12.11 - Calculation of Lending Limit
12.12 - Credit Exposure Arising from Derivative and Securities Financing Transactions

Subchapter B - LOANS

12.31 - Loans Secured by Affiliate-Issued Securities
12.32 - Loan Fees and Charges
12.33 - Debt Cancellation Contracts and Debt Suspension Agreements

Subchapter C - INVESTMENT LIMITS

12.61 - Calculation of Investment Limit
12.62 - Hedging Investments

Subchapter D - INVESTMENTS

12.91 - Other Real Estate Owned

Chapter 15 - CORPORATE ACTIVITIES

Subchapter A - FEES AND OTHER PROVISIONS OF GENERAL APPLICABILITY

15.1 - Definitions
15.2 - Filing and Investigation Fees
15.3 - Expedited Filings
15.4 - Required Information and Abandoned Filings
15.5 - Public Notice
15.6 - Applications for Bank Charter: Notices to Applicants; Application Processing Times; Appeals
15.7 - Submission of Documents and Reproductions
15.9 - Corporate Filings
15.10 - Protested Applications
15.11 - Hearings on Applications
15.12 - Waiver of Requirements

Subchapter B - BANK CHARTERS

15.23 - Application for Interim Bank Charters
15.24 - Option to Withhold Identity of Officers

Subchapter C - BANK OFFICES

15.41 - Written Notice or Application for Change of Home Office
15.42 - Establishment and Closing of a Branch Office
15.43 - Establishment and Operation of a Remote Service Unit
15.44 - Establishment and Operation of a Center of Monetary Education for Texans

Subchapter E - CHANGE OF CONTROL APPLICATIONS

15.81 - Application for Acquisition or Change of Control of State Bank

Subchapter F - APPLICATIONS FOR MERGER, CONVERSION, AND PURCHASE OR SALE OF ASSETS

15.101 - Definitions
15.102 - General
15.103 - Expedited Filings
15.104 - Application for Merger or Share Exchange
15.105 - Application for Authority to Purchase Assets of Another Financial Institution
15.106 - Application for Authority to Sell Assets
15.107 - Notice of Merger, Reorganization, or Conversion of a State Bank into Another Form of Financial Institution
15.108 - Conversion of a Financial Institution into a State Bank
15.109 - Opinion of Legal Counsel
15.110 - Rights of Dissenting Shareholders
15.111 - Investigation of Application
15.113 - Approval; Conditional Approval; Denial of Application; Hearings
15.114 - Consummation of a Transaction
15.115 - Notification
15.116 - Abandoned Filing
15.117 - Confidentiality

Subchapter G - CHARTER AMENDMENTS AND CERTAIN CHANGES IN OUTSTANDING STOCK

15.121 - Acquisition and Retention of Shares as Treasury Stock
15.122 - Amendment of Certificate to Effect a Reverse Stock Split

Chapter 17 - TRUST COMPANY REGULATION

Subchapter A - GENERAL

17.2 - Advertising
17.3 - Sale or Lease Agreements with an Officer, Director, Principal Shareholder, or Affiliate
17.4 - Bonding Requirements
17.5 - Notice of Cybersecurity Incident

Subchapter B - EXAMINATION AND CALL REPORTS

17.21 - Physical Location of Books and Records
17.22 - Examination and Investigation Fees
17.23 - Call Reports

Chapter 19 - TRUST COMPANY LOANS AND INVESTMENTS

Subchapter B - INVESTMENTS

19.22 - Investments in Mutual Funds

Subchapter C - REAL ESTATE

19.51 - Other Real Estate Owned

Chapter 21 - TRUST COMPANY CORPORATE ACTIVITIES

Subchapter A - FEES AND OTHER PROVISIONS OF GENERAL APPLICABILITY

21.1 - Definitions
21.2 - Filing and Investigation Fees
21.3 - Expedited Filings
21.4 - Required Information and Abandoned Filings
21.5 - Public Notice
21.6 - Applications for Trust Charter: Notices to Applicants; Application Processing Times; Appeals
21.7 - Submission of Reproductions
21.9 - Corporate Filings
21.10 - Protested Applications
21.11 - Hearings on Applications
21.12 - Waiver of Requirements

Subchapter B - TRUST COMPANY CHARTERING AND POWERS

21.23 - Option To Withhold Identity of Officers
21.24 - Exemptions for Family Trust Companies

Subchapter C - TRUST DEPOSITS

21.31 - Notice To Engage in Trust Deposits
21.32 - Acceptance of Trust Deposits

Subchapter D - TRUST COMPANY OFFICES

21.41 - Written Notice and Application for Change of Home Office
21.42 - Establishment, Relocation and Closing of an Additional Office
21.43 - Representative Trust Offices of Federally Chartered or Federally Insured Out-of-State Banks
21.44 - Representative Trust Offices of Out-of-State Trust Companies and Uninsured State Banks

Subchapter E - CHANGE OF CONTROL

21.51 - Application for Acquisition or Change of Control of Trust Company

Subchapter F - APPLICATION FOR MERGER, CONVERSION, OR SALE OF ASSETS

21.61 - Definitions
21.62 - General
21.63 - Expedited Filings
21.64 - Application for Merger or Share Exchange
21.67 - Notice of Merger, Reorganization, or Conversion of a Trust Company Into Another Fiduciary Institution
21.68 - Opinion of Legal Counsel
21.69 - Rights of Dissenting Shareholders
21.70 - Investigation of Application
21.72 - Approval; Conditional Approval; Denial of Application; Hearings
21.73 - Consummation of a Transaction
21.74 - Notification
21.75 - Abandoned Filing
21.76 - Confidentiality

Subchapter G - CHARTER AMENDMENTS AND CERTAIN CHANGES IN OUTSTANDING STOCK

21.91 - Acquisition and Retention of Shares as Treasury Stock
21.92 - Amendment of Certificate to Effect a Reverse Stock Split

Chapter 25 - PREPAID FUNERAL CONTRACTS

Subchapter A - CONTRACT FORMS

25.1 - Definitions
25.2 - Am I Required to Use the Model Contract and Model Waiver?
25.3 - What Requirements Apply to a Non-Model Contract or Waiver?
25.4 - What Are the Plain Language Requirements for a Non-Model Contract or Waiver?
25.5 - How Do I Obtain Approval of a Non-Model Contract or Waiver?
25.6 - How and When are Contract Copies Distributed Between the Parties?
25.7 - Casket and Outer-Burial Containers
25.8 - Exemption for Sale of Funeral Goods
25.9 - Package Sales

Subchapter B - REGULATION OF LICENSES

25.10 - Recordkeeping Requirements for Insurance-Funded Contracts
25.11 - Recordkeeping Requirements for Trust-Funded Contracts
25.12 - Withdrawal of Funds
25.13 - Annual Report Filing
25.14 - Uniform Risk Ratings
25.17 - Guaranty Fund
25.18 - Cancelled Permits
25.19 - Guaranty Fund Claims
25.21 - Introduction to Joint Memorandum of Understanding
25.22 - Joint Memorandum of Understanding
25.23 - Application Fees
25.24 - What Fees Must I Pay for an Examination?
25.25 - Conversion from Trust-Funded to Insurance-Funded Benefits
25.31 - Effect of Criminal Convictions on Permits
25.41 - How Do I Provide Information to Consumers on How to File a Complaint and What Action Must I Take When I Receive a Complaint?

Chapter 26 - PERPETUAL CARE CEMETERIES

26.1 - What Fees Must I Pay to Operate a Perpetual Care Cemetery?
26.2 - What Records am I Required to Maintain?
26.3 - How to Respond to a Written Notice to Prohibit Interment of a Homicide Perpetrator in the Same Cemetery as a Homicide Victim
26.4 - When Must I Order and Set a Burial Marker or Monument in my Perpetual Care Cemetery?
26.5 - When Must I Issue a Conveyance Document for a Cemetery Plot?
26.6 - Required Record for a Cremains Receptacle
26.11 - How Do I Provide Information to Consumers on How to File a Complaint?
26.12 - What Must I Do If I Receive a Written Consumer Complaint?

Chapter 27 - APPLICATIONS

27.1 - Notices to Applicants; Application Processing Times; Appeals

Chapter 33 - MONEY SERVICES BUSINESSES

33.7 - How Do I Obtain an Exemption from Licensing Because I Exchange Currency in Connection with Retail, Wholesale or Service Transactions?
33.15 - What May I Do If the Department Does Not Comply with the New License Application Processing Times?
33.27 - What Fees Must I Pay to Get and Maintain a License?
33.30 - Notice of Cybersecurity Incident
33.31 - What Records Must I Keep Related to Currency Exchange Transactions?
33.33 - What Receipts Must I Issue Related to Currency Exchange Transactions?
33.35 - What Records Must I Keep Related to Money Transmission Transactions?
33.51 - How do I Provide Information to My Customers about How to File a Complaint?
33.52 - Authorized Delegate Notice
33.53 - Exemption for Debt Management Service Providers

Chapter 35 - CHECK VERIFICATION ENTITIES

Subchapter A - GENERAL PROVISIONS

35.1 - Definitions

Subchapter B - REGISTRATION OF CHECK VERIFICATION ENTITIES

35.11 - Who must register with the banking commissioner?
35.12 - What is the registration requirement for a check verification entity?
35.13 - What must a check verification entity do to register in Texas?
35.14 - Is there a fee for registering a check verification entity?
35.15 - When does a check verification entity's registration expire?
35.16 - How does a check verification entity renew its registration?
35.17 - What must a check verification entity do when its registration information changes?
35.18 - How long will the department take to process my registration?
35.19 - What remedy is available if the department does not comply with the registration processing times?

Subchapter C - RESPONSIBILITIES OF THE BANKING COMMISSIONER

35.31 - What is the banking commissioner required to do with respect to the electronic notification system?

Subchapter D - PROCEDURE FOLLOWING A CUSTOMER REPORT OF AN OFFENSE UNDER SECTION 32.51, PENAL CODE

35.51 - What is an offense under Section 32.51, Penal Code?
35.52 - What must a financial institution or check verification entity do when a person reports to it that the person was the victim of an offense under Section 32.51, Penal Code?
35.53 - Will the department provide model forms for the sworn statement and written authorization required by Section 523.052(b)(2) and (3), Business & Commerce Code?
35.54 - What information must appear on the sworn statement required by Section 523.052(b)(2), Business & Commerce Code, for use when a person contacts a financial institution with the intent to send information through the electronic notification system?
35.55 - What information must appear on the written authorization required by Section 523.052(b)(3), Business & Commerce Code?
35.56 - What information must appear on the sworn statement required by Section 523.052(e)(2)(B), Business & Commerce Code, for use with a person who contacts a check verification entity directly?
35.57 - When must a financial institution submit customer information through the electronic notification system?
35.58 - May a financial institution or check verification entity accept a case or offense number issued by a police department instead of a copy of the police report?
35.59 - What procedures must a check verification entity maintain to prevent recommending approval of a check or similar sight order after receipt of a notification of an offense under Section 32.51, Penal Code?

Subchapter E - PROCEDURES WHEN INCORRECT INFORMATION IS REPORTED TO THE CHECK VERIFICATION ENTITY

35.71 - What must a financial institution do when it receives notice from a customer or a check verification entity that it sent incorrect information through the electronic notification system?
35.72 - What must a check verification entity do when it receives notice directly from a person pursuant to Section 523.052(e)(2), Business & Commerce Code, or from a financial institution through the electronic notification system that information the check verification entity received was erroneous?